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Seniors, like individuals of any age, benefit from a holistic approach to health that encompasses various aspects of well-being. Here's a comprehensive guide covering the essential elements seniors require to lead healthier lives: 1. Regular Medical Check-ups and Preventive Care: Health Screenings: Seniors should schedule regular check-ups with healthcare providers for screenings such as blood pressure, cholesterol, diabetes, and cancer screenings based on age and risk factors. Vaccinations: Ensure vaccinations are up-to-date, including flu shots, pneumonia vaccines, and other immunizations recommended for older adults. 2. Balanced Nutrition and Hydration: Healthy Diet: Encourage a balanced diet rich in fruits, vegetables, whole grains, lean proteins, and healthy fats. Adequate nutrition supports immune function, bone health, and overall well-being. Hydration: Drink sufficient water daily to stay hydrated, which is crucial for proper organ function, digestion, and maint...

NEWSLETTERS SUBSCRIBE BUSINESS INSURANCE How To Get Relief for Your Business After a Natural Disaster

 

A wave of natural disasters, including Hurricane Ida, flash floods in Tennessee and New York, and wildfires in California, have wreaked havoc on millions of small companies in latest weeks. Many groups that once struggled to stay afloat amid the pandemic now face electricity outages, internet and water service interruptions, and most of all, the displacement of body of workers and customers. And it is even earlier than drawing attention to pricey long-term troubles like property damage and deliver chain disruptions.

Fortunately, in case your small business has been severely laid low with a natural catastrophe, there are backup answers. Here are a few steps you could take.

Apply for SBA Emergency Disaster Loans

Small businesses laid low with natural screw ups can report coverage claims and apply for emergency disaster loans with the US Small Business Administration. On September 2, the SBA opened low-hobby federal disaster loans to numerous parishes and counties in Louisiana, Tennessee, Oklahoma, New York, California, and Florida. If your county isn't always on the listing, be sure to test the SBA internet site frequently for updates. To be taken into consideration for an SBA mortgage, you must follow at the FEMA Disaster Assistance website. Please be aware that due to the huge wide variety of candidates, delays are possibly to arise.

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Even when you have insurance to your enterprise, you could nonetheless apply for an SBA catastrophe mortgage for damages now not covered by means of your policy. (Many industrial coverage regulations don't cowl damage from earthquakes or floods, for example.) But you should first report your coverage declare earlier than making the claim; By law, FEMA can't atone for losses which have already been covered via an Insurance Plan. So make certain to make the deposit along with your insurer as quickly as feasible to avoid delays in receiving your mortgage.

If it's been greater than 30 days since you submitted your claim to your coverage organisation and you still have not heard something, you can practice for an SBA disaster mortgage. But you may need to give an explanation for the circumstances and provide proof of the coverage claim, in step with the FEMA internet site.

Businesses and private non-profit agencies are eligible for SBA disaster comfort loans. The maximum loan quantity is $ 2 million. The budget can be used to repair or replace broken or destroyed real property, equipment and equipment, stock, and other enterprise belongings. If you're trying to guard your business from failures, the SBA may lend extra price range for this purpose.

Join a assist network

If you aren't but a member of a support network, now is the suitable time to do so. These organizations are made from volunteers and local companies and might offer budget, meals, volunteers, and different assets to groups in need. To discover a assist network to your network, see the Support Center.

 

Apply for local and kingdom resource

Additional sources for small businesses may be to be had out of your kingdom or metropolis authorities. Here is a list of agencies with sources for small companies in states stricken by disasters:

Be searching for business offers

Many agencies provide unfastened or discounted offerings to small organizations suffering from natural disasters. For example, U-Haul, the shifting and storage enterprise, offers 30 days of loose garage to businesses that have been broken by floods, earthquakes or fires.

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